Article by: anees

What Points to know about "Pension notebook" !

 The "Pension Handbook" that was issued when you enrolled in the national pension or welfare pension will be abolished in April 2022.

The color of the notebook issued depends on the age. Even if you have an orange or blue pension book at hand or keep it at your place of employment, you probably don't have a chance to look back.

This time, I will explain how the abolition of the pension book will affect us.

Why is the pension book abolished?

Since 1974, the pension handbook has been issued to join the national pension and welfare pension, but in June 2020, the "Law to partially revise the National Pension Law, etc. for strengthening the function of the pension system" was enacted. It will be abolished in April 2022.

The main role of the pension book was to notify the basic pension number and record the payment of insurance premiums, but with the introduction of My Number (Individual Number), which began notification in 2015, the insured information will be released. The system is now managed by My Number.

Also, in the past, many pension-related procedures required the attachment of a pension notebook, but now, from the perspective of promoting simplification of administrative procedures and improvement of convenience, "basic pension number is clarified instead of a notebook. The procedure is possible with "Documents to be made".

That is also a major reason why the need to take the form of a notebook has decreased.

Abolishing paper notebooks will lead to more efficient operations, promotion of paperless offices, and cost reduction.

According to the results of FY2016, it seems that the administrative cost for issuing and reissuing the pension book was 270 million yen, so it would be great if we could reduce the cost by this amount.

What happens after the abolition of the pension book?

If you newly join the national pension or welfare pension at the age of 20 after April 2022, the pension handbook will not be issued.

What will be delivered instead of the notebook not being issued?

■ "Basic pension number notice" will be issued

With the abolition of the pension notebook, a "basic pension number notice" will be issued instead.

It seems that the "Basic Pension Number Notification" is planned to have the image of putting the imprint of the Minister's seal on colored high-quality paper so that it can be kept carefully at hand.

If you have a conventional pension book, you can continue to use it as a document to prove your basic pension number.

■ If you lose your

pension book The reissue of your pension book will be abolished after April 2022.

In the unlikely event that you lose your pension book, if you wish to reissue a document that confirms your basic pension number, a "basic pension number notice" will be issued instead of your handbook.

Precautions after abolishing the pension book

Don't throw away your pension book just because it's abolished.

The February 2022 issue of the Japan Pension Service also states, "* If you already have a pension book, please keep it in a safe place."

Also, if you move overseas or apply for an account transfer of national pension insurance premiums, you will still need your basic pension number instead of your My Number, so keep your notebook in a safe place.

Efficiency improvement by my number

Even after the abolition of the pension book, there is not much change in our real life, but it is a good trend that future pension-related administrative procedures will be streamlined.

In addition to the basic pension number, there are several numbers related to social insurance such as health insurance card numbers and employment insurance numbers, but it is "My Number" that allows you to manage them all at once.

In the future, by unifying social insurance-related numbers to My Number, I hope that it will become more convenient, such as further improving convenience and speeding up when prompt payment of benefits is required. increase.
(Kids Money Station)